CAN YOU REALLY TAKE ADVANTAGE OF THE PERKS OFFERED BY CREDIT CARDS?
It’s actually a pretty common question asked by people when they get their first credit card that has some sort of rewards program for using the card. Reliably making your credit card payments on time when your bill is due can help you get some pretty neat perks, depending on your card issuer.
If you didn’t know about some of the perks offered by various credit card companies for using their services and making purchases with your card, you might be in for a treat. There are actually all sorts of financial companies and card issuers out there that offer some form of reward or incentive to use the card. Some of these perks can be pretty attractive, like special travel offers, cash back rewards, and more.
Is this news to you? You’re about to get the scoop on some of the best credit cards out there and some of the reward programs and bonuses they offer people who use their cards and services. For responsible credit card holders, this can be a welcome bonus come the holidays or other special occasions when extra cash comes in handy.
What are some of the perks you can find on major credit cards?
There is no shortage of great credit card options out there for people with good credit. If you get approved for one of these cards, you could be enjoying benefits such as:
- Travel rewards
Some financial companies have partnerships with airline and hotel companies. This means that your continued spending and paying off with your credit card might just net you discounts on flights and lodging for a future vacation, and discounts are always a welcome sight.
- Pleasure rewards
Some credit card companies offer even more than just discounts on lodging and airfare, they might even help you save on restaurants and bars, entertainment, and more.
- Cashback rewards
One of the most prominent (and most welcome) benefits of some credit card rewards program is the cashback rewards. This is where you can make some money back simply by regularly using and paying off your credit card. It never hurts to have some extra spending money for a night out on the town with your friends, right?
Which credit card companies offer these rewards programs?
A good majority of the major financial companies and card issuers have some sort of rewards program going as a reward to loyal customers who continue to use their services. While many people think this may just be a way for credit companies to lure folks in, these are things that can really help out and be welcome bonuses if you use your credit card wisely and responsibly.
Some of the biggest companies offering attractive rewards programs for some of their credit cards include American Express, Chase, Capital One, USAA, and many more. Use sites like Nova Credit to check out the rewards programs for cards that you might be able to be approved for, and you will have a better idea of some of the rewards you will reap after a period of using your credit card.
What are some of the best cards out there from these companies, might be the next question on your mind, and we’re serving up the best of the best below.
The Very Best Rewards Credit Card Offers Out There
If you are worried about not being able to be approved for this credit card or that credit card, you don’t need to stress too much. There are plenty of great offers out there, and we’ve got the roundup of some of the best below.
- American Express Hilton Honors Aspire Card: This credit card from American Express offers cardholders the chance to earn 150,000 Hilton hotel points for spending $4,000 with their cards in the first three months. This card could be a good way to save up on some free hotel room during your travels.
- Capital One Venture Rewards Card: This card gives cardholders 50,000 airline miles for spending $3,000 with their card in their first three months. Another good card to use if you travel frequently.
- American Express Platinum Card: This card gives Membership Rewards points to cardholders after they have spent $5,000 with their card within three months. These points can be redeemed for a variety of different rewards.
Using some of these cards, you can get some points and discounts on some big things. If you can get approved for one of these credit cards, you will be able to start reaping the benefits of some of these programs as soon as you start spending money with your new card. So sign up, get approved, and go out and treat yourself.